收到陌生邮件

之前因为手机白屏了，然后恢复出厂设置后，就收到好几封陌生邮件，而且类似于我做了什么不合规的事，请各位大神帮忙翻译一下跟解答一下是否是钓鱼邮件？

Home Credit PH

Mr./Ms. Jazmine Rosse,

You have ten (10) remaining days to prevent your loan 3803953749 from contract which will result to the entire outstanding amount of Php 8049.78 to become due and demandable. Once contract is terminated, we can now file a case against you in court. PAY your DEBT Php 4616.52 immediately to avoid this from happening.

Great News! You can now easily check your

Loan details and payment schedule via the My Home Credit App.

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Download the app for free and get an overview of your loan details, payment schedue, and promo offers.

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Mobile app

For your reference, here are some helpful payment tips:

You can make payments thru Bayad Center, 7-11/EC Pay, SM, Cebuana Lhuillier, M. Lhuillier, and RCBC. You can get more information and examples on how to pay in our Payment guide.

Bayad

Mode of Payment: Cash Only

Transaction Fee: P15.00

Bayad

Mode of Payment: Cash Only

Transaction Fee: P15.00

Bayad

Mode of Payment: Cash Only

Transaction Fee: P13.00

Bayad

Mode of Payment: Cash Only

Transaction Fee: P15.00

Bayad

Mode of Payment: Cash Only

Transaction Fee: P13.00

Bayad

Mode of Payment: Cash Only

Transaction Fee: None

To avoid penalties and charges due to late payment, we advise you to pay your monthly installment on or before the "Recommended Payment Date" (3 days before each due date) as provided in the Consumer Financing Agreement. Please take note of our collection charges/penalties for late payment:

TYPE OF FEE AMOUNT (IN PHP)

Collection Charge 200.00

30 Days Past Due (DPD) Charge 400.00

60 DPD Charge 600.00

90 DPD Charge 800.00

Attorney and Agency Fee 5000.00

If you signed up and agreed to the Automatic Debit Agreement (ADA) you undertake to always maintain a sufficient amount for Home Credit to debit your account for the monthly instalment amount, plus fees and penalties, if any. You also authorized Home Credit to debit the instalment payment from your account on the recommended payment date as indicated in the Payment Schedule of the Consumer Financing Agreement, and on such dates until your obligation is fully paid.

Should you have any concern/s, please feel free to call our Legal Collection Hotline 02-9092404 Mondays to Sundays from 6am to 10pm.

Yours sincerely,

HC Consumer Finance Legal Collections

*Please disregard if payment has been made. Please do not reply directly to this email. This email was sent from a notification-only address that cannot accept incoming email.

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Home Credit Philippines

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